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A Handy Cash loan is simple and easy to undertsand. We tell you the full cost of the loan upfront. This is known as the total amount payable. There are no hidden fees or late payment charges. This means the total amount payable only ever comes down with each payment, even if you miss a re payment. No further charges EVER will be added to your balance!
As a first time customer you can apply for a maximum £300.
NO!. A payday loan is a monthly short term loan borrowed against a monthly income payment that will pay it off. Our loans range from 15,25,30,40 & 50 weekly term repayments and are designed for a range of uses from Christmas presents to car MOT bills. Thats why we have different terms. A 15 week loan maybe more sutable for a car repair, whereas a Christmas loan may be spread out for a longer period throughout the year.
We may still be in a position to help you even if you’ve been turned down for credit based on your rating. We’re often able to help people with a poor credit history. We only offer loans to customers who can demonstrate through an affordability assessment that they are in a position to meet repayments.
We aim to have an initial response within 24 hour working hours period.
If your application is progressed, one of our Agents will contact you to arrange a house visitation to see proof of Identification and Address. They will carry out an affordability assessment and determine your level of dispoable income is sufficient for the loan amount requested. If successful you will receive the cash loan that day or have it transferred into your bank account.
Our dedicated team of Super Agents are your personal account managers. Support regarding your repayments or further lending is only a text or a call to a person you have met and not a random stranger at a call centre. We are a trusted and transparent local lender authrosied and regulated by the Financial Conduct Authority.
If you receive your loan and want to change you mind, That's no problem You have 14 days to cancel your loan from the day you receive it with no charges. Just call your Agent and they will pop out to collect the money back and your loan will be cancelled.
Your Agent will provide you with your secure log in link to access your account. You can log in anytime and view balances, repayments, Loan information, request a new loan, make a payment and much more...