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When It doesn't work
Take a break from borrowing and instead save towards your purchase. This will save you money on interest charges
You should consider if you need
independent FREE debt advice. Your Agent & our website can provide details.
Negotiate with creditors or local governments if paying for a bill. Can you access credit that is a cheaper alternative?. Both will save you money and interest.
You should only proceed if you feel your repayments will not cause you financial difficulties, like being able to afford everyday essentials
Notify us of any physical or mental vulnerabilities that enables us to ensure you receive the right support & advice.
Are you satisfied Handy Cash has carried out a reasonable and proportionate assessment of your incomings an outgoings. Have you been truthful about your existing debts at time of application.