People first
We treat every customer as an individual and aim to provide friendly, respectful support at every step.
Home credit with a human touch
Here when a little help makes a big difference.
Since 2017, Handy Cash has helped people across Scotland access straightforward short-term credit with personal service and responsible lending at its heart.
Since 2017
Supporting communities across Scotland
Who we are
Local knowledge.
Straightforward support.
Handy Cash provides an alternative to payday loans, with repayments spread over a term that is clear from the beginning. New customers can apply for £100 to £300, while existing customers can apply for £100 to £1,000.
Whether the money is needed for an unexpected repair, a seasonal expense or another short-term need, our aim is to make the experience clear, respectful and easy to understand.
2017
Serving customers since
£100–£300
New customer loans
£100–£1,000
Existing customer loans
What matters to us
A modern service, built around people.
Technology helps us move quickly. Our values make sure we never lose the personal touch.
Clear and responsible
We explain the cost and repayment terms clearly, with affordability at the centre of our lending decisions.
Convenient by design
Our technology and local team work together to make applying, managing and repaying a loan straightforward.
Proudly Scottish
Rooted in the communities we serve.
From our base in Falkirk, we support customers across Scotland with a combination of local service and modern, easy-to-use technology.
We’re proud to be a direct lender that understands the value of a real conversation and a familiar face.
Meet the team behind Handy CashReady when you are