01ONLINE
Apply online
Choose how much you want to borrow, complete the application and submit your most recent bank statement.
We aim to get back to you the same day.
Simple, local home credit
Borrowing,
Borrowing,
made clear.
From your first application to your final repayment, we keep every step straightforward and make sure you know what happens next.
- Clear loan terms
- Local agent support
- No late fees
Clear decisionWe aim to respond the same day
Flexible repaymentsWeekly, fortnightly or monthly
HOW IT WORKS
Four simple steps,
Four simple steps,
with help when you need it.
We combine a quick online application with personal support from a local agent.
02PERSONAL
Affordability checks
If approved in principle, your local agent will contact you to complete an affordability assessment and confirm your identity and address.
A real person is there to guide you.03FLEXIBLE
Receive your loan
Once you understand and agree to the loan terms, your agent can arrange a bank transfer or issue your loan in cash.
Your repayment details are explained first.04SUPPORTED
Make repayments
Pay weekly, fortnightly or monthly through the Customer Portal, by bank transfer, CPA or cash collection from your agent.
Choose the available option that suits you.
BE READY
What you’ll need
- 01A recent bank statement
- 02Proof of identity and address
- 03Time to review your loan terms
REPAYMENTS EXPLAINED
How does Continuous Payment Authority work?
Continuous Payment Authority (CPA) lets us collect agreed repayments automatically from the bank account linked to your debit card. It is set up when you apply and can help you avoid missed payments.
You’re in control. You can cancel CPA at any time by contacting your agent and your bank. You’ll then need to arrange another payment method through the Customer Portal, by bank transfer or with your agent.
READY WHEN YOU ARE