Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. You can compare our loans to other short-term lenders.

Compare with confidence

A clearer way to compare short-term loans.

Look beyond the headline amount and compare interest, total repayment, loan term and APR side by side.

£300 illustrative loan 4 lenders compared Costs shown upfront

The numbers, side by side

See how each £300 loan compares.

Every figure is presented in the same format, making it easier to understand the overall cost before deciding what works for you.

Other lender
Loan amount £300.00
Interest
£252.00
Total repayable
£552.00
Loan term
26 weeks
APR
1256.4%
Other lender
Loan amount £300.00
Interest
£278.36
Total repayable
£578.36
Loan term
26 weeks
APR
1271%
Other lender
Loan amount £300.00
Interest
£299.00
Total repayable
£599.00
Loan term
26 weeks
APR
1291.20%

This is an illustrative comparison based on a £300 loan and the figures shown above. Products, rates and eligibility can change, so check each lender’s current information before applying.

The Handy Cash difference

Simple, personal and transparent.

We keep the experience straightforward, so you can understand your loan and get support when you need it.

No late fees

We don’t add late-payment charges, helping prevent extra fees from increasing the cost of your loan.

Flexible repayments

Choose an agreed repayment schedule and make early repayments without an additional charge.

Clear from the start

Your costs and repayment terms are explained upfront, with no hidden fees or unexpected surprises.

Personal support

Our team is available to answer questions and support you throughout your loan journey.

Take the next step

Understand the process before you apply.